Are you an Accredited Investor?¹ Get higher interest rates with our Private Placement Offering →
Registered Offering
Fixed-rated bond offering open to all investors.¹* Get started with $5,000.
- Bond Investment Opportunity for Accredited Investors & Non-Accredited Investors¹
- 9%, 10%, 11%, & 12% Fixed Annual Interest Rates*
- 3, 5, 7, & 11-year terms
- $266.9 Million Paid to Bondholders to Date - with No Missed Payments2
Our bondholder satisfaction speaks for itself
We have 6,900+ unique bondholders⁴
$266M
Paid to bondholders since inception2
97%
Bondholder satisfaction polling result3
4.8/5
Based on 315 Trustpilot reviews5
4.9/5
Based on 146 BBB
reviews5
Is this bond offering right for me?
If you’re seeking regular income, attractive returns, & capital preservation, our bond offerings may be right for you.
- 3, 5, 7, & 11-year terms
- Minimum investment of $5,000
- Eligible for IRAs and other qualified funds³
Everything advertised and promised has been delivered. We have been with Phoenix Capital for 11 months and couldn’t be happier with the experience. Especially enjoy the quarterly updates.
Verified customer review on Trustpilot⁴
Longer term lengths for higher interest rates
Choose monthly interest payments or monthly compounding interest⁵
9%
ANNUAL INTEREST RATE
3 YEAR
TERM LENGTH
10%
ANNUAL INTEREST RATE
5 YEAR
TERM LENGTH
11%
ANNUAL INTEREST RATE
7 YEAR
TERM LENGTH
12%
ANNUAL INTEREST RATE
11 YEAR
TERM LENGTH
Start your investment journey
in just 3 easy steps:
Pick the bond offering
that is right for you
Review our bond offerings, investments minimums, & term lengths to determine the best fit.
Complete & fund
your account
Use our intuitive investment portal, or call our helpful support team. We’re available to help you through the process.
Get monthly interest payments
or watch it compound⁵
Choose monthly interest payments deposited directly to your bank, or let your interest compound — added back to principal each month.
Top 50 on Financial Times Fastest-Growing Companies List6
#33 of 300
"Excellent" Trustpilot Rating:
4.8/5 | 315 Reviews4
As of 04/30/26
"A+" Better Business Bureau Rating:
4.9/5 | 146 Reviews4
As of 04/30/26
Hear from a few of our investors⁴
Everything advertised and promised has been delivered. We have been with Phoenix Capital for 11 months and couldn’t be happier with the experience. Especially enjoy the quarterly updates. Have worked with Devin, Natacha, Alexis, Matt and met Lindsey in the Dallas office. All are true professionals and respond quickly with clear information. We feel blessed to be a part of the Phoenix family.
Harold K.
Everything about the investment- including the risks involved- was clearly laid out both in the webinar and follow up questions. No pressure sales pitch. Very prompt and courteous customer service.
S.A.
I honestly start liking Phoenix Energy more and more every day. The staff and the returns on my investment are wonderful. Phoenix Energy is indeed one of the best private firm presently. I even intend to quadruple my initial investment very soon.
Raymond M.
As of 4/30/26, Trustpilot is an independent third-party review platform and is not paid for or influenced by the Company, Crescent, or the applicable broker-dealer representative. The methodology, criteria, and guidelines for each review can be found on the applicable third-party website. No compensation was provided to investors in exchange for reviews or testimonials.
Daily barrel production progression
January 1, 2024 - July 31, 2026
Gross average barrels of oil per day as of 07/31/26. Oil production is only from wells owned and operated by Phoenix Operating, a wholly-owned subsidiary of Phoenix Energy. Phoenix’s portfolio of royalty assets and non-operated working interests are not included in this chart.
As of 7/31/26
Over the next 12 months
As of 7/31/26
We're here for you
However you choose to reach out:
FAQs
You may just find your answer here.
What is an accredited investor?
Accredited investors are defined as having a net worth over $1 million (excluding primary residence) or income over $200,000 (individual) or $300,000 (household) in each of the prior two years, and reasonably expect the same for the current year.
Lean More About Accreditation Requirements
Can I use my IRA or 401k account to invest in Phoenix's high-yield bonds?
Absolutely. All of Phoenix’s investments are compatible with 401k accounts, Traditional IRAs, Roth IRAs, and Self-Directed IRAs. For specific questions about 401k or IRA eligibility, please contact InvestorRelations@phoenixenergy.com.
How safe is this investment?
While no investment is entirely safe, our current assets outweigh our liabilities. Capital is immediately invested to purchase new assets that produce predictable monthly revenue for the Company. Further, we have developed a conservative hedging strategy that predicts we will be able to service our debt commitments to investors in the face of market fluctuations up to -75%. For more information on how we service our debt commitments, please contact InvestorRelations@phoenixenergy.com.
When do I receive my interest payments?
Interest is paid out on the 10th of each month starting the month after you made your initial investment.
Can I access my principal investment early?
You can access your principal investment early but this will result in a breakage fee. We have 1, 3, 5, 7, 9, and 11-year products – it is advisable that you select an option best suited to your situation.
Are Phoenix investment products available in my state?
All of our investments are available throughout all of the United States.
Does Phoenix provide monthly investment statements?
We work with a transfer agent to handle all payment processing and account reporting. Once an investment is made, you gain access to an investor portal with statements and information available on demand.
Do I need a financial advisor or brokerage to get started?
No. We work directly with investors to eliminate unnecessary brokerage fees and commissions.
Can I invest through a trust or corporation?
You can invest through any domestic legal entity that has either a United States tax ID or a United States social security number.
How is my investment taxed?
Phoenix investments are taxed the same as any other high-yield bond or interest-bearing investment. You will receive a form 1099 at the end of the calendar year covering all interest paid during the calendar/tax year.
Can I speak to someone about my investment?
Of course. The investor relations team can be reached by phone [(303) 376-9778](tel:(303) 376-9778) or email (InvestorRelations@phoenixenergy.com) anytime. You can also contact Matt Willer, Managing Director, Capital Markets, Partner, directly at [(720) 408-1850](tel:(720) 408-1850) or mwiller@phoenixenergy.com.
*Note: Interest rate is fixed but the applicable rate depends upon the term of the bond purchased.
- Accredited investors as defined in Rule 501 of Regulation D includes individuals with a net worth over $1 million (excluding primary residence) or income over $200,000 (individual) or $300,000 (household) in each of the prior two years, with a reasonable expectation of the same in the current year. Learn more about accreditation requirements. Please refer to the Company’s filings with the SEC. To participate in the Registered Offering Investors do not need to qualify as “accredited investors” but are subject to certain criteria, including meeting financial suitability requirements.
- Total interest paid is reflective of total interest paid and accrued on all bonds issued by the Company and its subsidiaries (including Adamantium) through 3/31/26. This amount includes $266.9 million paid to bondholders and does not include any payments paid to any other parties, including lenders. The interests paid and accrued includes a portion of interest related to bonds for which Crescent Securities Group, Inc. did not serve as the Managing Broker Dealer but is consistent with the disclosure by the Company in its audited financial statements.
- Withdrawing funds from a qualified plan such as an IRA, 401K, or 403(b) may subject you to tax implications as well as penalties for withdrawing funds prior to age 59 ½. Please review your plan materials and/or contact your plan administrator for more information regarding tax considerations and possible penalties. If you decide to use funds from a qualified plan, your representative can assist you in completing a proper rollover process to eliminate potential tax and penalty charges related to the transaction. If you are currently subject to Required Minimum Distributions (RMD), you should speak to your representative to determine whether an investment with Phoenix is appropriate for you.
- The testimonials may not be representative of other investors not listed. The testimonials are no guarantee of future performance or success of the Company or a return on investment. As of 11/12/25. Trustpilot & The Better Business Bureau are independent third-party review platforms and are not paid for or influenced by the Company, Crescent or the applicable broker-dealer representative. The methodology, criteria, guidelines, etc. for each review can be found at the applicable website of each third-party reviewer.
- Monthly compounding of interest: No interest payable until maturity.
- Apr. 1, 2025 ft.com/americas-fastest-growth-2025 the company ranked 33 out of 300 based off of revenue growth from 2020-2023.
- Certain of our non-executive personnel are licensed registered representatives of Crescent Securities Group, Inc., a member of the Financial Industry Regulatory Authority, Inc., and the managing broker dealer for our debt security offerings.
Registered Offering
Fixed-rated bond offering open to all investors.¹* Get started with $5,000.
- Bond Investment Opportunity for Accredited Investors & Non-Accredited Investors¹
- 9%, 10%, 11%, & 12% Fixed Annual Interest Rates*
- 3, 5, 7, & 11-year terms
- $229 Million Paid to Bondholders to Date - with No Missed Payments2